Cookies policy

PagoNxt Emoney EDE, S.L., an electronic money institution with registered offices at Av. Cantabria s/n. 28660, Boadilla del Monte (Madrid) and holding tax no. B- 05284831 and PagoNxt Payments UK Ltd., with registered office at 2 Triton Square, Regents Place, London. NW1 3AN. UNITED KINGDOM and holding tax number 466264764 (hereinafter "PagoNxt") as owners of this website (the "Website") inform You, as user of the Website, about their cookie policy, in order for You to be aware of the cookies that will be used while You browse the Website and in order to allow You to consent to said cookies.
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Both entities act as joint controllers regarding the use of cookies and this cookie policy is, when applicable, supplemented by the Privacy Notice of each of the entities that can be found at the footer of the Website.

1. What are cookies?

Cookies are files that are stored on the user's device when browsing the Internet or other types of platforms and applications (for example, apps for smart phones and tablets) and these contain a number that allows the user's device to be uniquely identified, even if they change location or IP address.
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Generally speaking, these technologies may be used for a wide range of purposes, such as, recognising you as a user, obtaining information on your browsing habits or behaviour on the Site or even offering you personalised advertising based on the foregoing. The specific use we make of these technologies is detailed further on.

This Site is accessible without the need for cookies to be enabled, although if disabled, this may limit the use of certain services or prevent them from operating correctly if the Site is unable to execute certain functions.

For more information on how websites and apps use cookies, go to https://www.allaboutcookies.org

2. Data Protection

Under certain circumstances, the use of cookies may involve the processing of the personal data of the users of these devices when they visit the Site. This data processing, except in the cases where it is necessary for browsing the Site, will be subject to the condition that the users have given their consent after having been provided with clear and comprehensive information on their use, in particular, regarding the purposes of the data processing, with regard to the protection of personal data.
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Users can find information about how the Editor processes their data by contacting the Editor's Data Protection Officer/Privacy Office at privacy.trade@pagonxt.com, or checking the Privacy Policy that can be found at the footer of the Website.

3. Authorization to use cookies

In accordance with this Cookie Policy, and provided that the user has given their consent, the Editor will use the cookies as detailed below. The user of this Site will be able to change or reject the use of these cookies at any time, except for technical, preference and customisation cookies, which are necessary to ensure the basic functioning of the Site or to provide the service that you have requested; these do not require your consent and therefore cannot be deactivated.

You can manage your consents in relation to the Cookies at the following address: privacy.trade@pagonxt.com with "Cookies Policy" in the subject line.

4. What types of cookies do we use?

The user who browses the Site may find cookies embedded directly by the Editor or cookies embedded by third parties, in accordance with the information detailed in the following section:

4.1. Depending on the managing entity:

Own cookies: these are installed on the user's device by a computer or domain managed by the Site's owner and from which the service requested by the user is provided.
Third-party cookies: these are installed on the user's device by a computer or domain not managed by the Site's owner but rather another entity that processes the data obtained through the cookies.

4.2. According to the period of time that they remain active:

Session cookies: these are designed to gather and store data whilst the user has access to a Site. These cookies are not stored on the user's device when the session expires or the browser is closed.
Persistent cookies: these are cookies in which the data continues to be stored on the user's device when they leave the Site and may be accessed and processed during a period of time defined by the owner of the cookie, which could be a few minutes or several years.

4.3. According to their purpose (first-party and third-party cookies).

Below is an explanation of the categories of cookies that may be installed on the user's device according to purpose and considering that, in accordance with the information in the table regarding each individual cookie, said cookies may be installed by the owner of the site or by third parties:

Technical cookies: These allow the user to browse the Site and use the different options or services available, including those used to permit the management and operation of the Site and enable its functions and services, such as, for example, controlling data traffic and communication, identifying the session, accessing restricted access areas, remembering the elements forming an order, performing the purchase process of an order, managing the payment, controlling the fraud associated with the security of the service, performing the registration request or participation in an event, counting visits for the purposes of invoicing the software licences used by the Site, using security elements during browsing, storing content for the dissemination of videos or sound, enabling dynamic content (for example, animation for loading a text or image) or sharing content via social media.
Also belonging to this category, due to their technical nature and provided that they are not used for other non-exempt purposes, are those cookies that allow advertising spaces to be managed in the most efficient manner possible as these are an element associated more with the design or layout of the service offered to the user included in the site, application or platform, based on the criteria such as the edited content. These do not gather information on the users for other purposes, such as the personalisation of this advertising content or other content.
Preference or customisation cookies: These cookies allow the storage of information so that the user may access the service with specific characteristics that may differentiate their experience from that of other users, such as, for example, the language, the number of results to show when the user performs a search, the appearance or content of the service depending on the type of browser used by the user to access the service or the region from which the service is accessed, etc. However, if it is the user who chooses these characteristics (for example, if they select the language of our website by clicking on the corresponding country flag icon), and only for this purpose, this will be considered as a service expressly requested by the user and consent will not be requested for installation.
Analysis cookies: These allow the monitoring and analysis of user behaviour on the Site, including the quantification of the impacts of the adverts. The information gathered using this type of cookie is used to measure the Site's activity, with the aim of introducing improvements depending on the analysis of the data and the use made of the service by the users.

Technical Cookies

Analytic cookies

On this Site, we use the analysis tool Google Analytics. Google Analytics is a web analytics service provided by Google Ireland Limited, Gordon House, 4 Barrow Street, Dublin D04 E5W5, Ireland, Phone: +353 1 543 1000, Fax: +353 1 686 5660 (“Google”).

Google Analytics uses cookies, which are text files placed on your computer, to help us analyze how users interact with the website. The information generated by the cookie about your use of the website will generally be transmitted to and stored by Google on servers in the United States.

On behalf of Us (acting as a data processor), Google will use this information for the purpose of systematically evaluating the user’s interaction with the website, compiling reports on website activity and providing similar statistical and analytical services relating to the website activity to us as the website operator.

If individual pages of the website are accessed, the following data is processed:
Three bytes of the IP address of the user’s system (anonymized IP address)
The visited website
The website from which the user was forwarded to the page (referrer)
The subpages that are viewed from the visited page
The time spent on the website
The frequency of visits of a site

We use Google Analytics with IP anonymization enabled. With IP anonymization, the IP addresses are shortened by the last octet (e.g. 192.168.79.***; so-called IP masking). It is no longer possible to trace back the abbreviated IP address to the user's end device.

The table below provides more detailed information on these cookies:

Customization Cookies

Customisation Cookies allow us to offer you certain general predetermined characteristics based on the data obtained from the user's terminal, for example: language, browser type, regional settings through which you access the site, etc.

5. Ways to disable or delete Cookies

The user can revoke or modify his or her consent to cookies at any time through the configuration panel, through this cookie settings link or through your browser.If You wish to revoke consent through the browsers he uses, he must configure it in the terms provided below:

(i) Microsoft Internet Explorer: in the "Tools" menu option, selecting "Internet Options" and accessing "Privacy".
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(ii) Firefox, for Mac in the "Preferences" menu option, selecting "Privacy", accessing the "Show Cookies" section, and for Windows in the "Tools" menu option, selecting "Options", accessing "Privacy "And then" Use custom settings for history. "
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(iii) Safari, in the Safari option, select "Preferences", and "Privacy".
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(iv) Google Chrome, in the Tools menu option or Chrome tab (for Mac), selecting "Options" ("Preferences" on Mac), accessing "Advanced settings" and then the option "Privacy and security" and "Website configuration", and finally marking "Cookies and site data".
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You can also use "do not track" tracking cookie blocking tools. If the user wants more information on how to revoke the consent given or on the procedure to disable cookies, as well as ask any questions about the Cookies Policy of the Site, you can contact the Editor through the address privacy@pagonxt.com indicating in the subject "Cookies Policy".

6. Update to the Cookies Policy and contact details

This Cookies Policy may change depending on the cookies used. If new types of cookies are included whose use requires informed consent, the Editor will inform the visitor and record their due consent. Without prejudice to the above, the Editor recommends that You review this policy each time You access our Website, so that You are properly informed about how and why we use cookies and are aware of any changes in the type of data collected. If You have any queries concerning the portal's Cookies Policy, You can contact the Editor at the following address: privacy.trade@pagonxt.com with "Cookies Policy" in the subject line.

Finally, we would like to recommend that you check the cookies policy frequently, for information about possible changes. Read this cookies policy in conjunction with our privacy policy, also available on our website, where we explain how we process your personal data.