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PagoNxt offers payment solutions beyond Santander Group through its two electronic money institutions licenses, one under PagoNxt Emoney EDE, S.L. and the other under PagoNxt Payments UK Ltd.
PagoNxt Emoney EDE, S.L. is an electronic money institution operating under the supervision of Bank of Spain in accordance with the provisions of Law 21/2011, of July 26, on electronic money ("Electronic Money Law") with registered offices in Av. Cantabria s/n. 28660 , Boadilla del Monte (Madrid) and tax ID B- 05284831.
PagoNxt Payments UK Ltd. is a private limited company authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 firm reference number 989454 for the issuing of electronic money and the provision of payments services with registered office at 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom.
PagoNxt is committed to keeping any funds coming from you completely safe, wether they are yours or your customers'. We are regulated, licensed and operating under strict risk & compliance controls defined by Banco Santander.
Furthermore, as an electronic money institution (EMI) and as key difference from banking institutions, we cannot lend our client funds and all of them are safeguarded, and therefore protected, at Santander banks or reputable credit institutions, depending on the currency of the funds.
PagoNxt is Santander's Global Business bringing together the most innovative and disruptive payments businesses from Santander Group. While part of Santander Bank, boasting over 160 years of banking experience and 155 million customers worldwide, PagoNxt is an autonomous company, working as a fintech to deliver fast solutions to the payments market.